Sometimes  when the income just does not equal the outgo it can bring a lot of pain. The Money Sense team began on September 25, 2003 to map out their plans for an effective ministry. The members of the team come from a varied and complimentary cross-section of financial skills. There is a CPA, CFP, real estate agent , teacher, mathematician, insurance agent and financial responsibility coach. The  team has a biblically based money management system that has been used to help many people in establishing good money management. The team has already helped many people who are in or near financial crisis by sitting down with them one-on-one and mapping out a plan to get them on financially sound ground.  They have helped people keep their house, sell their house to avoid foreclosure and avoid bankruptcy depending on the circumstances when they are brought in to help. Also team members have held seminars and workshops to help people manage their money wisely so they do not get into crisis situation in the first place. If you need help with your finances or if you would like to be a part of the team contact David Meizen for more information at 410 992-5384 "If  anyone has material possessions and sees his brother in need but has no pity on him, how can the love of God be in him? Dear children, let us not love with words  or tongue but with actions and in truth." 1John 3:17-18